Overcome Destructive Money Habits: When It Comes To Money, No One Is Perfect

Whether we want to admit it, the money we, or not have( or don' t have) , has the tendency to run our lives.

The job we have. It controls where we live. The friends we choose. The size of your paycheck shouldn' t have that much control over you- - get your finances in order, and take back your life! And may even control whether or not we feel happy and content. Overcome destructive money habits: When it comes to money, no one is perfect.

But when we hit a point where we' re going into debt for all the" fun stuff" we want, then it's time to face facts: no one can continuously spend more than they make without dire consequences in the future. We all spend on things we shouldn' t from time to time. Take the first step: set up a budget. Spending plans are a wonderful tool that easily shows you where your money is going, in order to better equip you with the know- how to spend more wisely on the things that are both enjoyable, and within your financial means. Then make a firm commitment to stick to it. Deal with your envy and greed: So what if your car is ten years old? Be honest now.

Do you like it? Chances are it feels much like an old pair of sneakers- comfortable. Every time you want to buy something ask yourself: am I buying this because someone I know has it? Don' t go trading in that old reliable friend just because your neighbor got a spiffy new car and a nice big loan payment! Sure, it feels good to have nice things. Resist the strong pull of today's culture of possession as an obsession: It sure isn' t easy to say no to that fancy vacation or new furniture when we' re bombarded with messages that say we have to have it to be happy, or we work hard and deserve it.

But when keeping up with everyone around you is sinking you deeper and deeper into debt, it's time to reevaluate your reasons for feeling like you have to keep up wit everyone else's lousy spending habits. But, let's be practical here, what's more important, having that new deck put onto your house, or the peace of mind of knowing that the money for this month's mortgage payment is sitting in the bank, just waiting for you to write the check? Learn to say no to what you don' t want or need, and say yes to the things are truly important and will make your family happier. Don' t let today's advertisers and marketing pros suck you into a world of debt and destruction. Finding a balance between what we want and what we can afford can be tricky. Don' t risk your future over" things. " Learn to curb your spending, for a more enjoyable, and stress free life.